Sector

Financial Inclusion & Digital Finance

Bringing the unbanked into a formal, accountable financial system, Isnaad's natural strength.

The challenge

Somalia has some of the world’s highest mobile-money use, yet millions remain outside formal finance, with no credit history and no financial identity to build on.

Our approach

Accountable digital payment rails (Zeekash) that reach the unbanked
Credit information infrastructure that gives borrowers a verifiable record
Disbursement designed so every transaction is traceable

This is where Isnaad’s owned infrastructure sets it apart from a pure advisory firm: we don’t just recommend financial inclusion, we run the rails that deliver it.