Development Finance & Advisory · Mogadishu
A chain of trust.
Isnaad is a Somali development finance and advisory firm. We mobilise capital, expertise, and accountable delivery for Somalia’s institutions, in partnership with donors, the United Nations, and government.
Isnaad is the chain of transmission by which a report is authenticated, each link known, each link accountable. We apply that principle to development finance.
Somalia's recovery depends on capital and capability reaching the institutions that can use them, and on every shilling being accounted for. Isnaad moves both: finance and expertise, delivered with verifiable accountability, and ethical, interest-free instruments that connect Gulf capital to Somali development.
Sectors
Where we work
The development areas where we put capital, expertise, and accountable delivery to work.
Economic Growth & SME Finance
Financing the enterprises and value chains that create jobs and formalise the economy.
Explore sector →Financial Inclusion & Digital Finance
Bringing the unbanked into a formal, accountable financial system, Isnaad's natural strength.
Explore sector →Governance & Public Financial Management
Helping public institutions plan, spend, and account for resources transparently.
Explore sector →Stabilisation, Resilience & Recovery
Getting finance and services to communities recovering from conflict and climate shocks.
Explore sector →Human Development
Investment in the health, education, and livelihoods that underpin a functioning society.
Explore sector →Climate & Infrastructure
Financing the resilient infrastructure and climate adaptation Somalia's future depends on.
Explore sector →What We Do
How we deliver
One standard of trust, from structuring capital to proving results.
Development Finance
Blended, SME and project finance, structured and deployed for Somalia.
Fund & Grant Management
Managing donor and partner funds end to end, disbursement, fiduciary oversight, and reporting.
Advisory & Technical Assistance
Programme design and delivery, institutional strengthening, and public financial management.
Programmes
What we're building
Facilities and programmes underway, each one we can evidence.
Ethical Development Finance Facility
Channelling Gulf and regional capital into Somali SMEs and priority projects.
Financial Inclusion & Digital Payments
Extending accountable, ethical, interest-free payment rails across the Gulf–East Africa corridor.
SME Finance & Advisory Programme
Finance paired with technical assistance for Somali small and growing businesses.
What we hold to
Values, with roots
Amanah
أمانةWe are custodians first: of donor funds, client capital, and public trust.
Isnaad
إسنادEvery claim verifiable. Every decision accountable to a named person.
Itqan
إتقانExcellence of craft. Programmes are delivered properly, or not at all.
Halal growth
Ethical, interest-free by design, not by disclaimer.
Somali-built
Local ownership, local jobs, local data residency.
Why Isnaad · Why now
The licensed local partner Somalia's development needs.
Capital and expertise are ready to flow into Somalia, what's been missing is an accountable, on-the-ground partner who can prove where they go.
- 01
Somalia is rebuilding its institutions, and the capital and capability to do it must reach them accountably.
- 02
A new regulatory foundation is in place: the Financial Institutions Law (2025), the NDMFI regime, and the Data Protection Act (2023). Formal finance finally has rails.
- 03
Donors, the UN, and Gulf partners are ready to invest, but they need a licensed, on-the-ground partner who can prove where the money goes.
- 04
Isnaad is that partner: licensed for development finance, Somali-owned, with delivery built to be verifiable.
The corridor
Let's build something worth trusting.
For partnership, financing, or programme enquiries, from donors, the UN, government, and investors, we would be glad to speak with you.
Get in touch